/Docs/S/About/CCL/0.md
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Problem
Transacting is slow, insecure, uncertain and expensive.- Problems of payment, clearing, automation and interoperability are being addressed by the FinTech and open source communities, notably in blockchain implementations.
- Legal compliance and optimization remain slow, uncertain and expensive.
- Data privacy and security remain weak.
- Centralization creates systemic risks.
- Legal codification is slow and fragmented.
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