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Ti = Problem
0.sec = Transacting is slow, insecure, uncertain and expensive.
1.sec = Problems of payment, clearing, automation and interoperability are being addressed by the FinTech and open source communities, notably in blockchain implementations.
2.sec = Legal compliance and optimization remain slow, uncertain and expensive.
3.sec = Data privacy and security remain weak.
4.sec = Centralization creates systemic risks.
5.sec = Legal codification is slow and fragmented.
= [G/Z/ol/s5]