/Docs/S/About/CDL/Problem_0.md
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(Sec = (Ti = Problem)

(sec = (0.sec = Transacting is slow, insecure, uncertain and expensive.)
(xlist = (Olist =

1. (Secs = (secs = (1.sec = Problems of payment, clearing, automation and interoperability are being addressed by the FinTech and open source communities, notably in blockchain implementations.)
   
2. (2.sec = Legal compliance and optimization remain slow, uncertain and expensive.)
   
3. (3.sec = Data privacy and security remain weak.)
   
4. (4.sec = Centralization creates systemic risks.)
   
5. (5.sec = Legal codification is slow and fragmented.)
   )
   )
   

)
)
(00.sec = )
)
)